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Financing Your Home >Who Pays the Points
When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.
The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.
In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.
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the Pam Butera Team Keller Williams Real Estate 910 Harvest Drive Suite 100 Blue Bell, PA 19422 USA Phone: 215-646-2900 Direct: 215-646-9200 Fax: 215-827-5333 Email: pambutera@NUMBER1EXPERT.com
Everyone talks about service . . . Pam delivers it! Pam has produced dramatic results for buyers and sellers for over 15 years, and is consistently among the top 1% of producers nationwide. Listing with the Pam Butera Team will put $12,000 in your pocket! Pam is known for her persistence and dedication to outstanding results! Pam has a passion for what she does!
Pam Butera - PA Licensed Realtor -- License # RS171400L
Kate Madden - PA Licensed Realtor -- PA License #RS273948
Jen Allander - PA Licensed Realtor -- License # RS-287360
Paul Booth - PA Licensed Realtor -- License # RS306301
Becca Gartland - PA Licensed Realtor -- License # RS-218607L
Ed Rohlfing - PA Licensed Realtor -- License # RS-219529-L
Information deemed reliable but not guaranteed and is subject to errors and ommissions.
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