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Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

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Q	Who is the world's largest landowner?
A	The United States government, with holdings of 728.8 million acres of land.
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the Pam Butera Team, REALTOR®, real estate agents and broker for Blue Bell, Plymouth Meeting and King of Prussia Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

the Pam Butera Team
Keller Williams Real Estate
910 Harvest Drive
Suite 100
Blue Bell, PA 19422 USA
Phone: 215-646-2900
Direct: 215-646-9200
Fax: 215-827-5333
Email: pambutera@NUMBER1EXPERT.com
Everyone talks about service . . . Pam delivers it! Pam has produced dramatic results for buyers and sellers for over 15 years, and is consistently among the top 1% of producers nationwide. Listing with the Pam Butera Team will put $12,000 in your pocket! Pam is known for her persistence and dedication to outstanding results! Pam has a passion for what she does!

Pam Butera - PA Licensed Realtor -- License # RS171400L
Elke Rimrott - PA Licensed Realtor -- License # RS-289061
Becca Gartland - PA Licensed Realtor -- License # RS-218607L

Information deemed reliable but not guaranteed and is subject to errors and ommissions.

Each office is independently owned and operated.

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